作者kevin2 (NYSleepless)
看板Oversea_Job
標題Re: [北美] 美國用哪一家銀行的帳戶 信用卡最划算?
時間Sat Jun 21 13:31:46 2008
我推一些卡:
American Express - SimplyCash Business Card:(免年費)
5% on office supplies (Staples...etc) and wireless phone services purchases,
3% on gasoline, and everything else 1%.
這張用來買文具跟付手機費.
Chase - Freedom Visa Card(這張最近在phase out):(免年費)
3% cash back in eligible purchases made in the top three bonus categories
where you spend the most, and the rest 1%.
The bonus categories are: grocery stores, gas & convenience stores, quick
service payment/fast food restaurants, telecommunications, cable/satellite
TV/Internet service providers, video rentals, department stores, dry
cleaners, drugstores, movie theatres, local and suburban commuter passenger
transportation, pet supply stores and veterinary services, utilities, beauty
shops (salons and spas) and gym/recreation memberships.
這張用來付快餐店,有線電視網路費跟一般家用電話費(非手機類的).
American Express - True Earnings Card:(有Costco會員就免年費).
Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1%
everywhere else.
這張我專門拿來付一般餐廳(非快餐類如麥當勞)跟旅費如旅館機票跟租車.
Chase - Cash Plus Rewards Visa Card(這張最近在phase out):(免年費)
Earn 5% cash rebate with purchases at gas stations, grocerries and drugstores.
買菜,加油跟藥局專用卡.
Discover - Discover More Card:(免年費)
在每一季常有5% Cash Back在不同項目的東西,比如現在4~6月是Home跟Fashion,7~9月是
Gas跟Hotels,10到12月是Grocery Stores,Restaurants,Movie Theaters,Movie Rentals.
以上是我的5張常備卡.
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◆ From: 76.100.128.221
※ 編輯: kevin2 來自: 76.100.128.221 (06/21 13:33)
1F：推 pest:推強者~ 06/21 14:19
2F：→ chasemasami:chase cash plus已經變成chase freedom了 06/21 14:31
3F：推 maxisam:chase只剩下3%了 06/21 17:06
4F：推 Federalway:不過花費分散到不同的卡就比較晚拿到回饋。 06/22 02:04
5F：→ Federalway:有些點數好像會過期失效????? 06/22 02:05
6F：→ miluco:我只集中兩張卡,citi+AE costco,反正一年拿的rebate加起來 06/22 02:31
7F：→ miluco:也不過幾百塊錢.用一堆卡反而麻煩 06/22 02:32
8F：推 issues:厲害,不過我也只用CITI跟AE COSTCO卡,覺得太多卡真的麻煩 06/22 14:31
9F：→ floyyed:我用AE blue cash...汽油 5% 其他 1.5% (年刷6500以上） 06/23 00:25
10F：推 supa:Freedom 累積到200點會直接給$250 06/23 08:07
11F：推 deuter:AE blue cash 小於6500的部分 rebate % 較小吧? 06/23 09:10
12F：→ deuter:這樣應該還是其他的citi chase全部 %3 or %5 rebate 比較多 06/23 09:11
13F：推 Godzilla28:我跟floyyed一樣 _+一張citi 06/23 09:58
14F：推 dusa:推 我也是用chase freedom and AE costco 06/23 10:27
15F：→ dusa:若出差需要自己先付機票或旅館 用AE costco rebate會上升很快 06/23 10:28
16F：→ marathons:Citi Shell與Chase Perfect皆次月回饋入帳戶,最乾脆. 06/23 12:24
17F：推 winshow:AE simplycash business的gas是5% 06/23 13:19
18F：推 cchris:我常出差的朋友一年Costco AE的rebate都快要$1000元... 06/24 02:29