作者kevin2 (NYSleepless)
看板Oversea_Job
标题Re: [北美] 美国用哪一家银行的帐户 信用卡最划算?
时间Sat Jun 21 13:31:46 2008
我推一些卡:
American Express - SimplyCash Business Card:(免年费)
5% on office supplies (Staples...etc) and wireless phone services purchases,
3% on gasoline, and everything else 1%.
这张用来买文具跟付手机费.
Chase - Freedom Visa Card(这张最近在phase out):(免年费)
3% cash back in eligible purchases made in the top three bonus categories
where you spend the most, and the rest 1%.
The bonus categories are: grocery stores, gas & convenience stores, quick
service payment/fast food restaurants, telecommunications, cable/satellite
TV/Internet service providers, video rentals, department stores, dry
cleaners, drugstores, movie theatres, local and suburban commuter passenger
transportation, pet supply stores and veterinary services, utilities, beauty
shops (salons and spas) and gym/recreation memberships.
这张用来付快餐店,有线电视网路费跟一般家用电话费(非手机类的).
American Express - True Earnings Card:(有Costco会员就免年费).
Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1%
everywhere else.
这张我专门拿来付一般餐厅(非快餐类如麦当劳)跟旅费如旅馆机票跟租车.
Chase - Cash Plus Rewards Visa Card(这张最近在phase out):(免年费)
Earn 5% cash rebate with purchases at gas stations, grocerries and drugstores.
买菜,加油跟药局专用卡.
Discover - Discover More Card:(免年费)
在每一季常有5% Cash Back在不同项目的东西,比如现在4~6月是Home跟Fashion,7~9月是
Gas跟Hotels,10到12月是Grocery Stores,Restaurants,Movie Theaters,Movie Rentals.
以上是我的5张常备卡.
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◆ From: 76.100.128.221
※ 编辑: kevin2 来自: 76.100.128.221 (06/21 13:33)
1F：推 pest:推强者~ 06/21 14:19
2F：→ chasemasami:chase cash plus已经变成chase freedom了 06/21 14:31
3F：推 maxisam:chase只剩下3%了 06/21 17:06
4F：推 Federalway:不过花费分散到不同的卡就比较晚拿到回馈。 06/22 02:04
5F：→ Federalway:有些点数好像会过期失效????? 06/22 02:05
6F：→ miluco:我只集中两张卡,citi+AE costco,反正一年拿的rebate加起来 06/22 02:31
7F：→ miluco:也不过几百块钱.用一堆卡反而麻烦 06/22 02:32
8F：推 issues:厉害,不过我也只用CITI跟AE COSTCO卡,觉得太多卡真的麻烦 06/22 14:31
9F：→ floyyed:我用AE blue cash...汽油 5% 其他 1.5% (年刷6500以上） 06/23 00:25
10F：推 supa:Freedom 累积到200点会直接给$250 06/23 08:07
11F：推 deuter:AE blue cash 小於6500的部分 rebate % 较小吧? 06/23 09:10
12F：→ deuter:这样应该还是其他的citi chase全部 %3 or %5 rebate 比较多 06/23 09:11
13F：推 Godzilla28:我跟floyyed一样 _+一张citi 06/23 09:58
14F：推 dusa:推 我也是用chase freedom and AE costco 06/23 10:27
15F：→ dusa:若出差需要自己先付机票或旅馆 用AE costco rebate会上升很快 06/23 10:28
16F：→ marathons:Citi Shell与Chase Perfect皆次月回馈入帐户,最乾脆. 06/23 12:24
17F：推 winshow:AE simplycash business的gas是5% 06/23 13:19
18F：推 cchris:我常出差的朋友一年Costco AE的rebate都快要$1000元... 06/24 02:29