作者dobedobedo (DoBe)
看板LAW
標題[問題] 想問問這個詐騙裡的遺産處置實務上違法嗎
時間Tue Jul 19 22:25:30 2022
[edit] 我可能問的不夠清楚. 我只是好奇有人真的用此詐騙裡提到的手法呑遺産的嗎? 不是說我想問問大家此詐騙的真實性.
昨天收到了個 Skype 邀請，對於我這個時不時就被 Skype 垃圾訊息轟炸的人來說已經見
怪不怪了
不過不一樣的是，這個 Skype 邀請只傳了個揮手的 emoji，而不像其他廣告一樣啪啪貼
好幾頁。
因此好奇的接受邀請，想看看葫藘裡賣什麼藥。
這個人號稱是北方信托銀行的 Peter Yi，找我是為了處理客戶的遺産？
我查了一下的確是有這人，頭像也是相同的。雖然盜用的可能性不小。
https://t.ly/KX1U
不過好奇的問一下，他提的 proposal 沒有違法嫌疑嗎？定存到期不會轉入普通帳戶？人
死了難道國稅局不會發現？若是詐騙的話是要怎麼騙錢？先要一筆遺産稅？
以下是他的提案。開頭的客套話就不貼了。不確定人名真假所以遺産所有人姓名也先用星
號碼掉：
I have been in search of someone with the same lastname as yours because it
coincidentally corresponds to the name of a customer who happens to be from
Taiwan.
Mr. ****** *** made a fixed deposit with my bank in 2012 for 36 calendar
months and the due date for the maturity of the said deposit was the 18th of
June 2015.
Unfortunately, my client died along with his nuclear family in France while
on sabbatical leave in the summer of 2013. He died without leaving a Will.
Several efforts made to find his extended family through his embassy proved
abortive.
My bank management is yet to know about his death but I was able to know
about it because he was a very good friend of mine, though I was his personal
account officer.
I decided to contact you in order to see how best we can assist each other on
this matter as I want to introduce you to the bank as the next of kin to
this account because you share the same lastname with Mr. ****** ***.
This transaction will be executed without breaching any United States law,
success is guaranteed if we co-operate on this. The bank will release the
account to you as the next of kin to the account.
I am an understanding man and I expect the same from you. The amount involved
is $18,500,000 United States Dollars. I propose we share the proceeds 50:50,
I think this is fair.
I will give you all the necessary information about this transaction when I
get your response.
I anticipate your cooperation. Treat this proposal with utmost
confidentiality and urgency for a 100% success.
Do not take undue advantage of the trust I have bestowed on you.
--
※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 109.171.202.115 (沙烏地阿拉伯)
※ 文章網址: https://webptt.com/m.aspx?n=bbs/LAW/M.1658240733.A.6B9.html
1F：→ jesil: 這都能考慮... 看來詐騙集團還有巨大空間能生存 07/19 22:45
先說一下我不是在考慮要接受 offer, 就想知道實務上真的有人這樣呑遺産的嗎?
我還上 LinkedIn 跟本人通知了有人冒他名在 Skype 上詐騙了
就單純想問法律問題而已
※ 編輯: dobedobedo (109.171.202.115 沙烏地阿拉伯), 07/19/2022 22:50:20
2F：推 JustSad: 樹大必有枯枝，人多必有白癡。 07/19 22:50
※ 編輯: dobedobedo (109.171.202.115 沙烏地阿拉伯), 07/19/2022 22:52:29
※ 編輯: dobedobedo (109.171.202.115 沙烏地阿拉伯), 07/19/2022 22:59:23
3F：推 JustSad: 簡單說，如果你確信自己不會上當，不必多問… 07/19 23:07
4F：→ JustSad: 如果沒自信、不懂，不要自以為聰明陪他們玩。 07/19 23:08
5F：→ JustSad: 別低估他們的話術與誘惑，別高估自己的抵抗力與智商。 07/19 23:09
謝謝提醒呀, 我搞到他的 proposal 後就把他封鎖了.
不過想知道, 假設一個無依無親之人掛了,
是不是會有人假冒哪個國外的親戚來冒領遺産?
感覺假造身份這一定有偽造文書的問題.
還是說這種偽造身份呑別人遺産的事實務上不可能發生呢?
※ 編輯: dobedobedo (109.171.202.115 沙烏地阿拉伯), 07/19/2022 23:42:01
6F：→ maniaque: 一開始就沒有所謂的共謀取得他人遺產的可能得逞 07/20 09:25
我查了一下美國的相關處置規定:
https://t.ly/2CI6
若是私人帳戶所有人過世並且沒有受益人
則帳戶金額將入遺産
若遺産所有人沒有遺囑, 則由各州法律決定遺産如何分配
所以銀行帳戶不會在死後由任何阿貓阿狗接替
那麼剩餘遺産在所有者無依無親的情況下, 不會有假冒的親屬侵佔嗎?
臺灣這邊又是如何處置無依無親者的遺産的?
※ 編輯: dobedobedo (109.171.202.115 沙烏地阿拉伯), 07/20/2022 18:32:46
7F：→ maniaque: 台灣這邊四順位無人,無遺囑,債務遺產對沖後,剩下歸國庫 07/21 12:06
8F：→ dobedobedo: 感謝回覆 07/22 02:15