首先我得說， 所謂「我是某某國人，但是目前在奈及利亞，所以blah blah blah」 是已經很老而且很慣用的拍賣詐騙手法。 這些詐騙者要的並不是你的商品，而是錢。 我知道的版本就有： 1. 寄假的支票來支付費用，但是支票上面的金額就絕對會超過商品的價格， 然後再要求賣方將溢款匯還給他。 舉例來說，東西要4000元，他就匯個10000元之類的， 然後再要你匯6000元回去給他。 等到你把所謂的溢款匯給他， 就會發現你手上那張10000元的支票根本不能兌現。 2. 以銀行的名義寄來假的確認信， 表示他已經將錢匯過來了。 之後的手法相同，就是假設東西賣4000元， 信件就會表示他多匯了錢，請你將溢款還給他。 ※ 引述《kinny79912 (亞連沃克)》之銘言： : 首先 我是在香港的奇摩設賣場 賣了一件衣服出去 要寄去尼日 : 然後我跟他之間的對話 全是英文 我大概只有 8成懂 想說試試看 : 談好價錢後 他迅速的匯錢過來 : 我收到來自 scotiabank 的兩封信 我大致瀏覽了一下原PO貼上來的這幾封信。 我不知道Scotiabank是否真的親切到還會特地寄e-mail通知收款人， 不過說真的這幾封信的用詞（跟部分文法）並不太像正式的銀行通知。 : 第一封 : Dear : lai jyun cheng, : We honor to inform you that the sum of (4460HKD)that was transferred to you : from Mrs suzzy the buyer of your item, has been updated (4460HKD)to and : transferred into the account details below : ***BUYERS ACCOUNT DETAILS*** : Holders Name: Mrs Suzzy : Account Number: XXXX1975 : Country: United Kingdom : Email: [email protected] : Your Payment has been Processed Successfully on your behalf and it remain : the final process to Transfer your money into Your Bank Account, but before : this we will need the POST OFFICE/EMS Tracking Number of the item before we : can activate your bank account. Please do allow 12 to 24 hours to activated : your bank account after verifying the shipment of the item to the buyer. : This is how we work things out here,Concerning the payment For Goods and We : do hope you will understand us well and Comprehend with us about our form of : payment to Secure both the buyer and seller interest from any Type Of Risk : and Fraudulent Practices that is Very Rampant Through Online Transactions. : OUR TERMS AND CONDITIONS...... : We write to inform you of the readiness of this bank to make the transfer : as soon as the shipment is made and verified .We urge you to please send to : us the POST OFFICE/EMS scanned receipt of this shipment for a through : verification. : We have finished the procedure of the transferring of the full payment to : your bank account , but you will need to ship the items out and send us the : tracking number, for your shipment verification so that we can activate your : bank account and the full payment will be transferred to your account from : SCOTIA BANK® direct to your account. : - Hide quoted text - : This is our Information for buyer 1. You must know that once the payment : has been made by the buyer the money now belongs to the seller and it will be : transferred immediately to his or her account as soon as the seller follow : our procedure. : 2. Once shipment has been verified, the money will be delivered to seller : account information given to us by you and hence from now on,You did not have : control on the money paid by you to the seller as we are the one to handle : everything yours is to receive your item, we are using this policy to protect : both the seller and buyer from internet fraud. : You can go ahead and ship out your buyer's item{s} and send SCOTIA BANK® : the shipment tracking number in order to activate your bank account within : the next 24 hours time and to finish the final process for us to transfer : your full money into your bank account,you will receive your money as soon as : you have send us the tracking number or a scanned copy of the shipment : receipt ,You will have to ship the item to the shipping address provided by : the buyer . : ***PLEASE NOTE*** : Your bank account will be activated with the money immediately you : send the shipment details and has been verified.This measure is taken in : order to protect both seller and buyer interests and to reduce the occurrence : of fraudulent activities. : Also if you have any question you can contact the Dundee BANK ® direct with : this email address for further enquiry through the following : email:{[email protected]} : ***ATTENTION*** : The order has been APPROVED, you Can now ship the merchandise to the buyer's : shipping address. You are expected to make the shipment with 48 hours of : receiving this Transfer Payment Approval Notification and get to our : Transfer department/Technical Dept. with the tracking number for Shipment : Verification. : THANKS FOR USING SCOTIA BANK® ONLINE TRANSFER............... : Email: [email protected] : Scotia Line:+447024033148 : Thank you for using Scotia Bank. : 中間還有表格寫著我的帳號和 姓名和國家 當時他似乎勿把nt弄成hk因為本來是在香港賣 首先，這騙人的可能性太大了。 仔細想，Scotiabank何時管這麼寬， 你們拍賣過程當中何時寄出商品與該銀行何關， 更別說什麼要等原PO把商品寄出／買家確認之後， 銀行才會啟動帳戶....... Scotiabank又為何需要拿原PO的郵件追蹤號碼......生意做很大？ 還規定收到這封確認信之後48小時內得寄件.......？ : 第二封 : Dear : Customer, : We are hereby informing you that the Payment Confirmation which you : received earlier is now approved and is ready to be released to your bank : once you comply with this process. We will like you to know that we are : expecting the shipment tracking number from you today. We advise you to go : and make the shipment now. : Go ahead with the Shipment of the item being ordered from you by our client : (Mrs Suzzy) and send us the Shipment Tracking Number for the Shipment : Verification. : Once the shipment has been confirmed the total amount of {4460HKD} will be : remitted to your bank, from Scotia Bank straight into your Bank Account. We : hereby congratulate you for using Our Company for your online transfer We : have received a transfer of the total amount {4460HKD}which was transfer to : you by (Mrs Suzzy) for an auction items. : The process which you will have to follow so that you can get your money are : being stated below: : [1]. Go ahead and Ship out the item ordered from you by our client. ^^^^^^^^^ 從剛剛就一直"go ahead"的，哪家銀行的確認信這麼口語...... : [2]. Send the Shipment Tracking Number to our us for the Shipment : verification. : [3]. You will have to be patient till when the Shipment Verification Process : will be over which will take up to 24 Hours. : [4]. Your account would be credited immediately the Shipment Verification : Process is Over. : So as soon as you follow up these process you have no problem with the : Management and you will get your fund in your bank account easily and : quickly. We wait for the shipment verifications Asap. : 之後他要我先把東西寄給他 並給她收據圖 以及 回信給scotiabank : 似乎錢才會被激活 在此之前我不會收到錢 : 我覺得有點怪 又心想這可能是跨國買東西 不一樣的做法吧 : 便硬著頭皮去做 : 一切都成了之後 : 我收到第三封信 其實原PO可以先打電話給165...... : Dear : Customer, : We hereby confirmed that we have received the shipment Tracking number : of the transaction between you and (Mrs gold suzzy) and we will proceed with : the shipment verification,so as soon as we can confirm the shipment we will : transfer the total sum of the amount into your account within 6-12hrs,so we : want you to know that,we will notify you as soon as we are through with the : shipment verification.. Once again, thanks for choosing scotia bank as your : online auction payment. : Duly at your service : THANKS FOR USING SCOTIA BANK® ONLINE SERVICES............... : Email:[email protected] : Scotia Line:+447024033148 : Thank you for using Scotia Bank. : Richard E. Waugh President & : Chief Executive Officer ^^^^^^^^^^^^^^^^^^^^^^^ 原PO進行拍賣交易，跟Scotiabank的 CEO（執行長）Richard E. Waugh有什麼關係？ 再說那個e-mail看起來也不像是正式的帳號。 : 那時他似乎是跟我說 我半天 內會收到錢 我就去睡午覺了期中考很累... : 誰知我半夜醒來想讀書就聽到 他錢似乎匯錯了 匯了19000nt過來 : 算算4460hk似乎就差不多是這價錢 : 他便要我退回15200 過去 但是我並沒有收到錢 他辯解說 : 錢現在是被他們那不知道啥機構凍結住了 問郵局銀行也沒用 因為根本還沒入帳 : 他要我去生15200退回去 我才能拿到他們的19000 : 我回說 我現在沒錢 而且我不可能為了3000多塊錢 匯10000多塊給陌生人 : 他跟我說這樣 scotiabank 的人可能會通知台灣的警察@@(我也不知哪個點) : (原本的4400多港幣是誤會應是4400多台幣後來因為運送方式改變 變成3800台幣 ) 無論是不是詐騙，原PO畢竟沒有收到錢， 沒有道理錢沒收到就要退溢款給對方。 錢被凍住了又不是原PO搞的， 是對方那邊的啥機構弄的， 要追究也是先追究那邊吧（茶）。 如果錢真的有入帳，原PO再來煩惱也不遲。 : 而後我收到最後一封信 : YOU ARE SAFE AND SECURED WITH US : Dear : Valued Customer, : We want to inform you that (Suzzy) has made additional payment to your : Account, This Additional payment has been Approved (NT19,000) and we will : like to know if we should make the payment to your Account in HKD ,Please you : will have to send the amount of (NT14,540) which has been added to your : money by (Suzzy) to her client using WESTERN UNION MONEY TRANSFER according : to her instruction and contact us back with the scan western union receipt : today so that your account can be activated with (NT19,000) : immediately.please kindly update us so that we can proceed with the payment : to your account immediately. 這段還滿妙的。 Scotiabank還管到西聯？XDDDDD 而且信裡說原PO得將台幣一萬四千多透過西聯匯給Suzzy， 然後還得掃一份西聯收據給Scotiabank， 這樣Scotiabank才會啟動那個有一萬九千元的帳戶。 先說寄件了就啟動帳戶， 現在又說西聯匯款了就啟動帳戶...... 究竟何時才會啟動這個不知道存不存在的帳戶呢....... 而且既然帳戶還沒啟動， Suzzy（買方？）直接從她那邊取消這筆交易／匯款就好啦， 之後再重新匯一次正確的金額過來就行了。 這封信應該是詐騙集團緊張說原PO可能察覺到不對勁，快要跑了， 所以才又捏造過來催促的e-mail。 : Scotia Bank is sorry for the inconvenience this might have caused you. : Western Union Address Details : Name- okoruwa peter : City- Ibadan : State- Oyo : Country- Nigeria : Zip Code- 23402 : Question-What is your colour : Answer-White : 似乎他們要我去銀行 生15220去西聯匯款 不是14540是因為之前運費的更改 : 之後半夜就有個外人打來 啪啪啪的講了一大堆 我一個字都聽不懂所以就掛了 : 我覺得這可能是詐騙的手段 跟我交涉的女性 是英國人 但他現在人似乎在奈及利亞 : 可是我不知道我就這樣不管他 是不是真的會有警察來 也不知道會有怎樣的麻煩 : 我東西是昨天寄的 我還有方 法把他攔截嗎? : 想聽聽版上大大們的意見 : 真的是感謝了 在這多事之秋 晚點還要去打電話 問問郵局和165之類 原PO還是打個電話給郵局跟165，算是換個心安吧。（拍拍） 我是傾向於認為這是詐騙， 因為怎麼看，這幾封信捏造的成分都很高， 一些似是而非的「銀行規定／手續」， 更別說又有關鍵字「奈及利亞」。 祝福原PO順利躲過這風波。 --

※ 發信站: 批踢踢實業坊(ptt.cc) ◆ From: 220.141.61.170 只是雞婆而已囧> 請讓我說聲恭喜！ 也真虧原PO警覺心強，要不然事態還不知道要怎麼發展。 ※ 編輯: ZhenyaP 來自: 220.141.49.18 (11/12 02:05)