The insurance policy pays back the major-league club for a player’s salary if t he player gets hurt during the WBC. Players are not at risk of losing their sala ries. For approved position players, the insurance covers 100 percent of their s alary for two years, sources said. For pitchers, it’s four years. 這份保險的作用，是在球員於世界棒球經典賽期間受傷時，補償其所屬的大聯盟球隊球員的 薪資；球員本人並不會面臨失去薪水的風險，消息人士指出，對於通過保險審核的野手，保 險將 100%承保其兩年的薪資；而投手則是四年 Insurance company NFP has insured multiple iterations of the WBC, as agreed upon by MLB and the MLB Players Association. The WBC pays the insurance policy. 保險公司NFP依照 MLB 與球員工會的協議，為多屆世界棒球經典賽提供保險，且保費由WBC 支付 Players whose injuries are classified as "chronic" by the company have a harder time getting insured, as Clayton Kershaw experienced three years ago. (Kershaw i s playing in this year's tournament, but he is no longer with a major league tea m and thus doesn't have a contract to insure.) 若球員的傷勢被該公司認定為慢性傷勢，投保難度會明顯提高，三年前Clayton Kershaw就 曾遇到這樣的情況 Players are classified as having "chronic" injuries if they meet one of five cri teria, according to sources familiar with the situation: if they were on the inj ured list for an aggregate of at least 60 days in the prior season; were injured and unable to participate in two of their teams' last three games of the prior season; underwent surgery following that season; underwent more than one surgery throughout their career; or were placed on the IL in the last day of August of the prior season. 根據熟悉內情的消息來源，若球員符合以下五項條件之一，就會被歸類為「慢性傷勢」 1.前一個賽季合計在傷兵名單（IL）上至少 60 天 2.前一季受傷，且無法參加球隊最後三場比賽中的兩場 3.該賽季結束後接受過手術 4.職業生涯中曾接受超過一次手術 5.在前一季8月最後一天被放進傷兵名單 The other categories are "intermediate" and "low risk," which give players a hig her probability of being insured. 其餘分類則為「中度風險」與「低風險」，這兩類球員獲得保險的成功機率較高 話說依照大聯盟球星的年薪，保險要理賠兩年(野手)到四年(投手)的薪水 感覺很可觀欸 --

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