The insurance policy pays back the major-league club for a player’s salary if t he player gets hurt during the WBC. Players are not at risk of losing their sala ries. For approved position players, the insurance covers 100 percent of their s alary for two years, sources said. For pitchers, it’s four years. 这份保险的作用，是在球员於世界棒球经典赛期间受伤时，补偿其所属的大联盟球队球员的 薪资；球员本人并不会面临失去薪水的风险，消息人士指出，对於通过保险审核的野手，保 险将 100%承保其两年的薪资；而投手则是四年 Insurance company NFP has insured multiple iterations of the WBC, as agreed upon by MLB and the MLB Players Association. The WBC pays the insurance policy. 保险公司NFP依照 MLB 与球员工会的协议，为多届世界棒球经典赛提供保险，且保费由WBC 支付 Players whose injuries are classified as "chronic" by the company have a harder time getting insured, as Clayton Kershaw experienced three years ago. (Kershaw i s playing in this year's tournament, but he is no longer with a major league tea m and thus doesn't have a contract to insure.) 若球员的伤势被该公司认定为慢性伤势，投保难度会明显提高，三年前Clayton Kershaw就 曾遇到这样的情况 Players are classified as having "chronic" injuries if they meet one of five cri teria, according to sources familiar with the situation: if they were on the inj ured list for an aggregate of at least 60 days in the prior season; were injured and unable to participate in two of their teams' last three games of the prior season; underwent surgery following that season; underwent more than one surgery throughout their career; or were placed on the IL in the last day of August of the prior season. 根据熟悉内情的消息来源，若球员符合以下五项条件之一，就会被归类为「慢性伤势」 1.前一个赛季合计在伤兵名单（IL）上至少 60 天 2.前一季受伤，且无法参加球队最後三场比赛中的两场 3.该赛季结束後接受过手术 4.职业生涯中曾接受超过一次手术 5.在前一季8月最後一天被放进伤兵名单 The other categories are "intermediate" and "low risk," which give players a hig her probability of being insured. 其余分类则为「中度风险」与「低风险」，这两类球员获得保险的成功机率较高 话说依照大联盟球星的年薪，保险要理赔两年(野手)到四年(投手)的薪水 感觉很可观欸 --

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