1. 標的：UPST.US 2. 分類：討論 3. 分析/正文： Q3營收YOY-14%，本季只到1.35億美元，Q2的時候展望Q3預期有1.4億，但是沒達到 本季展望Q4預期1.35億美元 Revenue. Total revenue was $135 million, a decrease of 14% from the third quarter of 2022. Total fee revenue was $147 million, a decrease of 18% year-over-year. Income (Loss) from Operations. Income (loss) from operations was ($43.8) million, up from ($58.1) million in the same quarter of the prior year. Net Income (Loss) and EPS. GAAP net income (loss) was ($40.3) million, up from ($56.2) million in the third quarter of the prior year. Adjusted net income (loss) was ($3.9) million, up from ($19.3) million in the same quarter of the prior year. Accordingly, GAAP diluted earnings per share was ($0.48), and diluted adjusted earnings per share was ($0.05) based on the weighted-average common shares outstanding during the quarter. For the fourth quarter of 2023, Upstart expects: Revenue of approximately $135 million Revenue From Fees of approximately $150 million Net Interest Income (Loss) of approximately ($15) million Contribution Margin of approximately 62% Net Income (Loss) of approximately ($48) million 以上財報資訊可參考官網https://lurl.cc/QCZdIa 4. 進退場機制：無 之前Q2財報出來大跌來做短操作，後來還是停損了，在等低點買入 --

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