標題:McCain Unveils New Economic Proposals By ELISABETH BUMILLER Published: October 14, 2008 BLUE BELL, Pa.--Senator John McCain unveiled $52.5 billion in new economic proposals on Tuesday aimed at easing financial distress on the nation’s elderly, workers and the unemployed. In a plan in which most of the benefits would go to older voters, Mr. McCain proposed that people 59 and up who withdraw money from IRAs or 401(k) retirement plans in 2008 and 2009 pay a tax rate of 10 percent on the money rather than their higher normal rates. That part of the plan would cost $36 billion, based on the McCain campaign’s internal estimates. In addition, Mr. McCain proposed a reduction in the tax on long-term capital gains to 7.5 percent from 15 percent in 2009 and 2010 at an estimated cost of $10 billion; an acceleration in the tax write-off for stock losses, allowing Americans to deduct $15,000 in losses a year for the tax years 2008 and 2009 (current rules allow deductions up to $3,000 in losses); a suspension on the tax on unemployment insurance benefits in 2008 and 2009; and a government guarantee on 100 percent of all savings accounts for six months. “So much of this decline in our markets and value destruction was due to the failure of Congress and the Administration to come out with a timely rescue package,” Mr. McCain told a crowd at Montgomery County Community College here. “Investors are always responsible for their investment decisions, but the hard-earned savings of Americans should not be penalized by the erratic behavior of politicians.” Douglas Holtz-Eakin, Mr. McCain’s chief economic policy adviser, said that Mr. McCain’s new steps were “targeted at people who have been hurt by the recent financial crisis — seniors, savers, workers, people who are trying to get to college.” The unveiling of Mr. McCain’s proposals come a day after his rival, Senator Barack Obama, announced his own economic plan and as polls show Mr. McCain continuing to lose ground to Mr. Obama nationally and in crucial battleground states. In his speech in this Philadelphia suburb, Mr. McCain sharply criticized Mr. Obama for his fiscal policies and said repeatedly that his rival, who has pledged tax cuts for 95 percent of American families, would in fact raise taxes. “He is an eloquent speaker, but even he can’t turn a record of supporting higher taxes into a credible promise to cut taxes,” Mr. McCain said. “What he promises today is the opposite of what he has done his entire career. Perhaps never in history have the American people been asked to risk so much based on so little.” Mr. McCain also reiterated his plan for the Treasury Department to buy troubled mortgages at face value and give qualified homeowners government-guaranteed, low-interest mortgages based on their residences’ reduced value. Mr. McCain first said lenders would pay the difference, but subsequently his campaign said taxpayers would. The proposal has continued to draw criticism from the right and the left. Mr. Holtz-Eakin dismissed talk of disarray in the McCain campaign, saying that despite reports that Mr. McCain was going to announce his new economic policies on Monday but then pulled back, the plan had always been for him to unveil the proposals on Tuesday. http://www.nytimes.com/2008/10/15/us/politics/15mccain.html?_r=1&nl=pol&emc =pol&oref=slogin 新聞來源: (需有正確連結) -- --

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