我還沒去開戶啦 只是寫了問題問他們 大概回信的時間三天吧 還好啦 速度還可以 板上的匯豐，中銀資訊不少 恆生銀行的部分 就比較少些 若要買H股的ETF 好像只有他們有而已... 我是問到網路銀行下單折扣的問題 還有帳戶管理費的問題 他們的答覆是用英文寫來的 看看有沒有大大要翻譯 讓版主M起來的^^ ------------------------------------------------------------ Concerning your enquiry on the special pricing through e-Banking subscription, please be advised that the switching handling fee for funds switching within same fund house is 0.5% (through e-Banking) or 1% (through Branch). Moreover, our current Subscription Fee Promotion Offer is applicable for any subscription channels. The subscription fee for index funds and index-leveraged funds has been reduced to 1%. For all other funds distributed by the Bank, Hang Seng Prestige Banking customers (exclude customers in the Preferential Upgrade Program) will enjoy net 2% subscription fee offer and other customers will enjoy net 2.5% subscription fee offer. Please be reminded to bring along with your passport and address proof for the account opening procedure. For address proof, you may refer to any bank statement or credit card statement that issued within past 3 months, or any official letter that issued by your government within the past 12 months (i.e. tax demand notes). Indeed, you can arrange any stock, forex and investment fund transaction through our integrated account. Different types of integrated account have different initial deposit requirements. Once you reach our branch in Hong Kong for account opening, our staffs will be happy to introduce different kinds of integrated accounts to you, or you may also visit our website at http://www.hangseng.com/c_deposit/index.html for more details. After your account is opened, you may make your subscription, switching and redemption through branches, phone-banking or e-banking network. Our minimum investment amount of most of the open-ended funds and index funds is HK$20,000 only. Investment fund subscription can be made with cleared fund on the same day of account set up. If you have any further enquiry, please do not hesitate to contact us at (852)2998 9898(General Investment Hotline). Thank you for your kindly attention. Regards, Investment Funds Department Hang Seng Bank --

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