作者pujos (lks)
看板Baseball
標題Re: [分享] 美國記者解釋經典賽的保險如何運作
時間Sun Feb 1 10:49:42 2026
這篇顯然是有問題的
大聯盟跟MLBPA簽的團協
有強制規定
在球員有履行義務盡合約責任
不得以任何形式
部份、全部承諾放棄合約
單純由球員簽的風險承諾放棄
是無效的
一定得有人出來擔保
球員明面上拿的到合約保證金額
看是要球隊簽一定給
或是該國棒協之類拿錢出來質壓
受傷從這裡出
簽風險承諾就可以出賽沒錯
但這個簽署主體不能是球員啊
薪資保險
就是為了保證球員一定拿的到錢
不會因為任何原因
被球團賴帳而存在的
這是絕對紅線欸
※ 引述《polanco (polanco)》之銘言:
: 看X帳號自介是專門寫WBC報導的美國記者
: 來源:https://x.com/Shawn_Spradling/status/2017656405285630205
: 以下是我對世界棒球經典賽保險運作方式的理解,至少就我目前所了解的部分而言。
: 一切都歸結於「保障薪資」
: 若要參加世界棒球經典賽,凡是列入美國職棒大聯盟40人名單的球員,都必須投保以保障其
: 合約薪資。
: 經典賽的保險承保單位是NFP(Team Scotti),此為大聯盟與球員工會雙方都同意的保險公
: 司。
: 球員在賽事前後都需接受體檢,以協助區分哪些傷勢是在經典賽期間發生,哪些則屬於舊有
: 的傷病。
: 根據 @francysromeroFR 所引述的消息來源,球員會依健康狀況被分為三種不同的分類:
: 長期狀況:多年來反覆受傷,曾多次進入60 天傷兵名單
: 中度風險狀況:在2–3個賽季內,多次進出 10天傷兵名單
: 低風險狀況:幾乎沒有,或完全沒有受傷病史
: 目前尚不清楚究竟哪些具體條件會導致球員被認定為「可投保」或「不可投保」。
: 如果球員成功投保,其薪資將獲得保障。反之則不被保障。
: 如果已投保的球員因在經典賽期間受傷而缺席任何比賽,保險公司將依球員實際缺賽的場次
: 支付其相應的薪資。
: 如果未投保的球員因在經典賽期間受傷而缺席,大聯盟球隊沒有義務支付該球員缺賽期間的
: 薪資。
: 不過大聯盟球隊可以選擇放棄保險要求,主動保障未投保球員的薪資。
: 若球員被認定為不可投保,所屬球隊又不願意保障其薪資,那麼最終就取決於球員本人的選
: 擇:
: 1.在未投保的情況下參加經典賽,並承擔薪資受影響的風險
: 2.參加經典賽並自掏腰包購買保險
: 3.不參加
: 當然,整個流程的每一個環節其實都存在許多細微的差別與灰色地帶。
: 如果能更清楚了解球員是否可投保的判定標準,將會非常有幫助。不過,我也不確定在保護
: 球員醫療隱私的前提下,要如何對外公開這類資訊。
: 但即便如此,只要各方能提供多一點透明度,就能為世界棒球經典賽帶來極大的正面影響。
: 原文
: Here is how WBC insurance works, at least the best I understand it.
: It all boils down to “guaranteed salaries”:
: To play in the World Baseball Classic, a player on a Major League 40-man roster
: must be covered by insurance to guarantee their salary.
: The insurer for the WBC is NFP (Team Scotti), who MLB and the MLBPA have agreed
: on.
: Per a source cited by @francysromeroFR, players are categorized by three differe
: nt health designation.
: Chronic Condition: repeated injuries over years, multiple 60-day IL stints
: Intermediate Condition: multiple 10-day IL stints over 2–3 seasons
: Low-Risk Condition: little to no injury history
: It is unknown what exactly renders a player insurable/uninsurable.
: If a player receives insurance, their salary is guaranteed.
: If a player does not receive insurance, their salary is not guaranteed.
: If an insured player misses any amount of time due to an injury sustained during
: the WBC, the insurer will cover the salary for however many games are missed.
: If an UNINSURED player misses any amount of time due to an injury sustained duri
: ng the WBC, MLB teams are not required to pay the player for the games they miss
: .
: MLB teams can choose to waive the insurance requirement and guarantee the salary
: of an uninsured player.
: If a player is deemed uninsurable, and the MLB team will not guarantee their sal
: ary, it comes down to the player’s personal choice:
: 1. Play in the WBC uninsured and risk his salary
: 2. Play in the WBC and purchase insurance out of his own pocket
: 3. Skip the WBC
: Of course, there is nuance in every step of this process.
: It would be great to have more visibility into what makes a player insurable or
: not. I’m not sure how you make that information public while keeping players’
: medical information private.
: But just a little more transparency from all parties involved would do the WBC a
: world of good.
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1F:噓 MG42: 不想參賽就講 講什麼保險都是推託之詞 02/01 11:00
2F:噓 Meaverzt: 槓精 02/01 13:33