如题~ 本人在今年五月结束了为期一年的交换生计画 在离开美国的前两天就赶快跑去把美国银行的帐户关掉 也把钱都提领光光 我记得还有跟行员聊天，一开始就跟他提说我要关户要回台湾了 他就帮我关户，离开前还小聊了一下棒球跟足球。 走之前我又再问一次说这样就可以了吗?他说YES!!! 但我看我e-Banking的帐户都还在耶 但他每个月还是一直charge我 monthly fee (寄帐单的费用) 05/25/2011 MONTHLY MAINTENANCE FEE -$8.95 -$11.11 06/28/2011 MONTHLY MAINTENANCE FEE -$8.95 -$20.06 07/26/2011 MONTHLY MAINTENANCE FEE -$8.95 -$29.01 P.S. status状态上是显示close的 然後直到昨天又收到美国银行寄过来的帐单...(应该是学校po box转寄过来的) Our records show your account has been overdrawn since 05/09/2011, and your current unpaid balance is $29.01. IT IS URGENT THAT YOU MAKE A DEPOSIT TO YOUR ACCOUNT FOR THE FULL OVERDRAWN AMOUNT plus any service charges incurred subsequent to this notice. If this deposit is not made your account may be closed. If your account is closed due to an overdrawn balance,it may be diffi- cult for you to establish a banking relationship elsewhere and we may take the following actions: *Report to ChexSystems,Inc., that your account was closed due to unstatisfactory handling.This information may remain on file for up to five years, even if the debt is fully paid in the future. Since ChexSystems, Inc is an account verification service used by most financial institutions, this report may prevent you from establishing an account at another finacial institution. *Refer your account to a collection agency to pursue collection;any balance owed may be subject to a collection fee and/or interest charge. You should give this matter your immediate attention. Call us at the number listed on your Bank of America statement IMPORTANT NOTICE: Please disregard this letter if you have recently filed for bankruptcy protection and this account constitutes part of your pre-petition debt. Your attorney should contact us promptly at the number listed on your Bank of America statement Bank of America Customer Service 这几天除了收到这封信还有收到monthly fee的帐单 这样是代表我没有关户成功还是....? 请问有人跟我一样的经验吗? 要打电话去原本银行问问看吗? 还是不用理他就好了 可是不知道对我的信用会不会影响耶... 虽然我有社会安全卡但开卡时我没有拿出来用 谢谢大家~~~ --

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