原文标题： Joint Statement by the Department of the Treasury, Federal Reserve, and FDIC 原文连结： https://home.treasury.gov/news/press-releases/jy1337 发布时间： March 12, 2023 记者署名： 原文内容： WASHINGTON, DC -- The following statement was released by Secretary of the Tre asury Janet L. Yellen, Federal Reserve Board Chair Jerome H. Powell, and FDIC Chairman Martin J. Gruenberg: Today we are taking decisive actions to protect the U.S. economy by strengthen ing public confidence in our banking system. This step will ensure that the U. S. banking system continues to perform its vital roles of protecting deposits and providing access to credit to households and businesses in a manner that p romotes strong and sustainable economic growth. After receiving a recommendation from the boards of the FDIC and the Federal R eserve, and consulting with the President, Secretary Yellen approved actions e nabling the FDIC to complete its resolution of Silicon Valley Bank, Santa Clar a, California, in a manner that fully protects all depositors. Depositors will have access to all of their money starting Monday, March 13. No losses assoc iated with the resolution of Silicon Valley Bank will be borne by the taxpayer . We are also announcing a similar systemic risk exception for Signature Bank, N ew York, New York, which was closed today by its state chartering authority. A ll depositors of this institution will be made whole. As with the resolution of Silicon Valley Bank, no losses will be borne by the taxpayer. Shareholders and certain unsecured debtholders will not be protected. Senior m anagement has also been removed. Any losses to the Deposit Insurance Fund to s upport uninsured depositors will be recovered by a special assessment on banks , as required by law. Finally, the Federal Reserve Board on Sunday announced it will make available additional funding to eligible depository institutions to help assure banks ha ve the ability to meet the needs of all their depositors. The U.S. banking system remains resilient and on a solid foundation, in large part due to reforms that were made after the financial crisis that ensured bet ter safeguards for the banking industry. Those reforms combined with today’s actions demonstrate our commitment to take the necessary steps to ensure that depositors’ savings remain safe. 财政部、美联储和FDIC的联合宣告 2023年3月12日 华盛顿特区——财政部长 Janet L. Yellen、联邦储备委员会主席Jerome H. Powell和 F DIC 主 席Martin J. Gruenberg发表了以下声明：今天我们正在采取果断行动，通过加强公众对 我们 银行系统的信心。此步骤将确保美国银行系统继续发挥其重要作用，保护 存款并以促进强劲和可持续经济增长的方式为家庭和企业提供信贷渠道。 在收到 FDIC 和美联储董事会的建议并与总统协商後，耶伦国务卿批准采取行动，使 FDI C 能够以充分保护所有储户的方式完成其对加利福尼亚州圣克拉拉矽谷银行的决议. 从 3 月 13 日星期一开始，储户将可以使用他们所有的钱。与矽谷银行的决议相关的损失不 会由纳税人承担。 我们还宣布纽约 Signature Bank 的类似系统性风险例外情况，该银行今天已被其州特许 机构关闭。该机构的所有存款人都将变得完整。与矽谷银行的决议一样，纳税人不会承担 任何损失。 股东和某些无担保债务人将不受保护。高级管理人员也已被免职。根据法律要求，存款保 险基金为支持未投保的存款人而遭受的任何损失，将通过对银行进行特别评估来弥补。 最後，美国联邦储备委员会周日宣布，它将向符合条件的存款机构提供额外资金，以帮助 确保银行有能力满足所有存款人的需求。 美国银行体系保持弹性且基础稳固，这在很大程度上归功於金融危机後为确保银行业获得 更好保障而进行的改革。这些改革与今天的行动相结合，表明我们承诺采取必要措施确保 储户的储蓄安全。 心得/评论： 消息一发布SP500期货就电梯向上了，这次还好多了周末两天可以让政府紧急处理，避免 事情进一步发酵和发生连锁反应 --

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