作者yaevna (yaevna)
看板Grad-ProbAsk
标题[文商] 财管-年金问题
时间Tue Jun 2 22:49:18 2009
1.Which of the following is not an annuity?
a. Paying on a fixed rate mortgage.
b. Payments on a car loan.
c. Lottery winnings of $50,000 per year paid on January 2 of each year.
d. A savings plan that takes $100 out of you pay check on the first of
the month.
e. A pension that pays $1,200 per month, with a cost of living increase on
the first of each year.
Ans:e
想请问选项c、d、e的叙述，能解释一下吗？！为什麽答案是e呢？
2.Marla borrows $4,500 at 12 percent annually compounded interst to be repaid
in four equal annual installments. The actual end-of-year payment is:
a. $942 b. $1,125 c. $1,482 d. $2,641
谢谢～～～
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1F：推 kerota:1.e他的生活成本每年增加 影响到实际收到的现金流量 06/03 05:39
2F：→ kerota:每年的现金流量不同 就不是年金了 06/03 05:40
3F：→ kerota:c.赢乐透50000 分成每年在1月2号支付 06/03 05:41
4F：→ kerota:d.每个月存100元.. 06/03 05:42
5F：→ kerota:2.答案是c , PMT*PVIFA(12%,t=4)=4500 ,PMT=1481.554963... 06/03 05:46
6F：→ yaevna:谢谢你唷！我了解了^^ 06/03 07:58