最基础的问题，你的目标是什麽? 如果你相信，中华民国政府在你退休时还能让你月退领到死 那就不必考虑退休金，月入44K都可以拿来实现你的其他目标 那麽，你的目标是? 打算买房子吗? 打算结婚吗?打算生几个? 或者乾脆不要存钱，通通拿去吃喝玩乐，其实也是个选择 而如果你认为退休金需要自己准备 那麽即使只按月支出2万估计，至少也要额外存六百万 先谈谈你有哪些近期、中期、远期目标 再来进一步分析你的财务状况能否达成这些目标吧 -- You got to know when to hold 'em, know when to fold 'em, Know when to walk away and know when to run. You never count your money when you're sittin' at the table. There'll be time enough for countin' when the dealin's done. 'Cause ev'ry hand's a winner and ev'ry hand's a loser, And the best that you can hope for is to die in your sleep." now Ev'ry gambler knows that the secret to survivin' Is knowin' what to throw away and knowing what to keep. --

※ 发信站: 批踢踢实业坊(ptt.cc) ◆ From: 42.78.198.204 ※ 编辑: daze 来自: 42.78.198.204 (11/12 04:16)